By Jenny Managing bills effectively is essential, but keeping track of due dates can be challenging. If you are looking for the best free bill reminder app for iPhone, this guide will help you choose the right one. A good bill reminder app should send timely notifications, track payment history, and be easy to use all while offering essential features for free.
SEE ALSO: The Best Bill Pay Reminder App: Top Picks to Never Miss a Payment
To determine the best free bill reminder app for iPhone, we evaluated apps based on:
- Cost – Must offer core bill reminder features for free (no subscription required).
- Reminder Functionality – Reliable notifications to avoid late payments.
- User Interface – Simple and easy to navigate.
- iPhone Compatibility – Fully optimized for iOS and available on the App Store.
- Extra Features – Bill tracking, payment history, or auto-pay options.
- User Feedback – High ratings and positive reviews from users.
After reviewing multiple apps, here are the top five free bill reminder apps for iPhone that offer excellent features without requiring a paid upgrade.
1. Bills Organizer & Reminder
Developer: KDV Solutions
Availability: Free on the App Store (with optional in-app purchases)
Key Features
- Custom reminders for bill due dates (daily, weekly, monthly).
- Dashboard view for tracking upcoming and paid bills.
- Free version supports up to five accounts (upgrade for unlimited accounts).
- Auto-pay feature to mark bills as paid on the due date.
- iCloud backup for syncing across Apple devices.
Pros
- Full-featured free version with no trial limits.
- Customizable reminders with notification times.
- Clear breakdown of paid and unpaid totals.
Cons
- Ads in the free version can be intrusive.
- Limited to five accounts unless upgraded.
User Feedback: Highly rated for its simplicity and effectiveness. Some users find the ads distracting but appreciate the free features.
Why It’s a Top Pick: Bills Organizer & Reminder is an excellent choice for those who want a reliable and feature-rich free bill tracking app.
2. Bills Monitor – Bill Manager & Reminder
Developer: 倩 赵 (Qian Zhao)
Availability: Free on the App Store (with in-app purchases)
Key Features
- Calendar with color-coded bill statuses (due, paid, overdue).
- Customizable notifications before due dates.
- Manual bill entry with amount, category, and due date.
- Tracks payment history for easy reference.
- Works with Apple Watch and Mac.
Pros
- No account creation required, ensuring privacy.
- Simple design for quick bill entry.
- Syncs across iOS devices.
Cons
- Ads in the free version can be frequent.
- Some users report inconsistent reminders.
User Feedback: Appreciated for its privacy-focused approach and ease of use, though some users find the reminders inconsistent.
Why It’s a Top Pick: Bills Monitor is ideal for users who want a simple bill reminder app without requiring a login.
3. TimelyBills
Developer: TimelyBills
Availability: Free on the App Store (with a premium upgrade option)
Key Features
- Bill reminders with notifications.
- Tracks spending habits and provides monthly reports.
- Family sharing feature for managing bills together.
- Security features, including PIN, FaceID, and data encryption.
Pros
- Secure and user-friendly.
- Works across multiple iOS devices.
- Provides financial insights beyond bill reminders.
Cons
- Requires account registration.
- Some advanced features require a premium upgrade.
User Feedback: Users like its security features and financial tracking. The free version is sufficient for basic bill reminders.
Why It’s a Top Pick: TimelyBills is a great choice for those who want both reminders and financial insights.
4. 1Bill: Bill Reminders & Deals
Developer: 1Bill
Availability: Free on the App Store
Key Features
- Manual or automatic bill reminders.
- Option to pay bills manually or set up autopay.
- Finds cheaper deals on recurring bills (e.g., internet, utilities).
- Offers rewards points for adding bills or making payments.
Pros
- Helps users save money on recurring bills.
- Free bill reminder and payment features.
- Rewards system adds value.
Cons
- Limited payment options (credit card only for now).
- Deal comparisons may not be relevant for all users.
User Feedback: Users appreciate the ability to organize bills and earn rewards, though the deal-finding feature is hit-or-miss.
Why It’s a Top Pick: 1Bill is ideal for users who want a bill reminder app that also helps them save money.
5. Apple Reminders (Built-in iOS App)
Developer: Apple
Availability: Pre-installed on all iPhones
Key Features
- Set one-time or recurring reminders for bills.
- Customizable notification times and repeat intervals.
- Syncs across all Apple devices via iCloud.
- No ads, no cost, no additional downloads required.
Pros
- Completely free and ad-free.
- Simple to use for basic bill reminders.
- Reliable notifications without third-party apps.
Cons
- No bill-specific features like payment tracking.
- Requires manual entry for every bill.
User Feedback: Trusted for general reminders but lacks financial tools.
Why It’s a Top Pick: Apple Reminders is perfect for minimalists who want a simple, built-in solution.
Comparison Table
| App Name | Free Features | Reminders Customization | Extra Features | Ads? |
|---|---|---|---|---|
| Bills Organizer | 5 accounts | High | Auto-pay, iCloud | Yes |
| Bills Monitor | Unlimited | Moderate | Calendar view, payment history | Yes |
| TimelyBills | Core features | High | Spending insights, family sync | No |
| 1Bill | Unlimited | Moderate | Deal finder, rewards points | No |
| Apple Reminders | Unlimited | High | Basic reminders only | No |
SEE ALSO: Apps That Remind You to Pay Bills: The Best Bill Reminder Apps in 2025
Final Thoughts
The best free bill reminder app for iPhone depends on your priorities.
- Best Overall: Bills Organizer & Reminder – Offers the best balance of free features and usability.
- Best for Simplicity: Apple Reminders – Perfect for users who want basic reminders without extra features.
- Best for Security: TimelyBills – Includes PIN, FaceID, and data encryption.
- Best for Saving Money: 1Bill – Finds cheaper deals and offers rewards for bill payments.
- Best for Privacy: Bills Monitor – No login required, keeping data secure.
Using one of these apps ensures you never miss a bill payment again. Download the best free bill reminder app for iPhone today and stay on top of your finances.
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